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  • CRED's Fall from Fintech Grace

    In the bustling landscape of India's fintech revolution, CRED burst onto the scene as a beacon of innovation, promising a reimagined credit card experience for the country's burgeoning middle class. Founded in 2018 by serial entrepreneur Kunal Shah, the company's meteoric rise to unicorn status and its ability to attract millions of users with a sleek interface and tantalizing rewards program seemed unstoppable. However, CRED's golden era may be waning. Recent reports indicate a significant exodus of users, with many deleting the app altogether. This surprising trend stems from a complex web of issues, brought to light by industry insiders, including a former CRED marketing professional. Their revelations about the platform's internal practices and marketing strategies offer a compelling narrative of a startup grappling with the challenges of rapid growth and changing user expectations. The Illusion of Rewards At the heart of CRED's appeal lies its rewards system, a gamified approach to credit card payments that has captivated users across India. Yet, interviews with former employees and marketing professionals reveal a system designed more for engagement than actual value. "It's a beautifully crafted illusion," said Rahul Sharma (name changed), a former marketing executive who worked closely with CRED. "The real winners are the brands and CRED itself, not the users." Our investigation found that companies advertising on CRED often pay between ₹4-10 per voucher issued, regardless of redemption. This model incentivizes the creation of flashy, high-value prizes that are rarely, if ever, actually awarded. One particularly egregious example came to light when a major electronics brand ran a campaign promising high-end televisions. Internal documents revealed that the actual quantity of televisions allocated for the promotion was zero. "It's a classic bait-and-switch," explained Priya Desai, a consumer rights advocate. "Users are lured in by the prospect of big-ticket items but end up with minimal rewards. It's not technically illegal, but it certainly skirts ethical boundaries." Data Dilemma CRED's acquisition of user data has raised significant privacy concerns among experts. While the company maintains that it does not directly share users' credit scores, it allows advertisers to target specific audience segments based on these scores. "It's a semantic game," said Anita, a data privacy expert at the IIT, Delhi. "They're not sharing the data outright, but they're monetizing it in ways users might not fully understand or consent to." More alarmingly, our investigation uncovered instances where CRED accessed users' personal information beyond credit card statements. In one case, a user in Mumbai discovered that the app had retrieved details about his two-wheeler without explicit permission. "I was shocked," said Vikram Mehta, the user in question. "I never gave CRED any information about my vehicle. It felt like a violation of my privacy." CRED's privacy policy, a dense 2,000-word document, does mention the possibility of collecting information from users' emails and SMS messages. However, the extent of this data collection and its uses remain opaque to many users. This incident underscores the importance of being vigilant about app permissions and managing third-party application access through settings like Google account permissions. Paradox of CRED Coins CRED's virtual currency, CRED coins, has become a source of frustration for many users. Arjun Mehta, a software engineer in Bangalore, shared his experience: "I paid a credit card bill of ₹1.2 lakh and received just three CRED coins. It felt like a joke." This sentiment is echoed across social media platforms, where users increasingly mock the perceived worthlessness of their accumulated coins. "The CRED coin system is a classic example of a digital token with no clear value proposition," explained Dr. Sanjay Bakshi, a behavioral finance expert. "It creates the illusion of wealth accumulation without delivering tangible benefits. It's essentially a digital loyalty program with extra steps." A twitter user analysised CRED's reward redemption data, obtained from former employees, revealed that less than 5% of issued coins are ever redeemed for rewards of significant value. The Advertising Conundrum CRED's relationship with advertisers is complex and, at times, contentious. While the platform boasts impressive user engagement metrics, the actual return on investment for brands remains questionable. The sheer volume of users interacting with CRED's rewards system is staggering: Rewards Page Visits : 6.5 million monthly Jackpot Reward Participants : 6.4 million monthly Mystery Rewards Participants : 5.4 million monthly Despite these impressive figures, the actual conversion rates for brands remain low. The insider noted that their cost per acquisition (CPA) was around Rs. 250 per customer, which is significantly higher than other platforms like Instagram. Even with a lower ticket size of Rs. 3-4k, their CPA was still around Rs. 800. Aarti Sharma, a digital marketing manager for a leading e-commerce brand, shared her experience: "We were initially excited about CRED's affluent user base. But our campaigns consistently underperformed. The cost per acquisition was nearly triple what we see on platforms like Instagram or Google Ads." Cred's Credibility Crisis Perhaps most damaging to CRED's reputation are the recent attempts to manipulate public perception. In a startling turn of events, a CRED employee was caught posting fabricated reward screenshots on Reddit. When confronted, the employee attempted to bribe the user who exposed the deception. "It was surreal," said the Reddit user, who wishes to remain anonymous. "First, they tried to pass off an obviously photoshopped image as real. When I called them out, they offered me ₹300 via UPI to keep quiet. It felt desperate and completely undermined any trust I had in the company." The incident sparked a wave of public outrage, with Reddit users rallying behind the exposer and many choosing to delete the Cred app en masse, dealing a significant blow to the company's credibility and user base. Regulatory Scrutiny Looms As concerns about CRED's practices mount, regulatory bodies are beginning to take notice. The Reserve Bank of India (RBI) has initiated a review of fintech companies ' data handling practices, with CRED might be among the firms under scrutiny. "The fintech sector in India has been operating in a regulatory grey area for too long," said Trishann Henriques, in Pwc report on fintech. "Companies like CRED, which handle sensitive financial data, need to be held to the highest standards of transparency and user protection." said Rajesh Singh, a RBI employee. The Road Ahead As CRED faces growing scrutiny, the future of the once-celebrated startup remains uncertain. Kunal Shah, CRED's founder and CEO, declined multiple requests for comment on this story. Industry analysts speculate that without significant changes to its business model and practices, CRED may struggle to maintain its position in India's competitive fintech market. "The next few months will be crucial," said Vikram Mehta, a fintech analyst at a leading Mumbai-based consultancy. "CRED needs to rebuild trust and demonstrate real value to its users, or it risks becoming another cautionary tale in the world of startups." Some experts, however, believe that CRED's challenges are symptomatic of broader issues in the fintech industry. "What we're seeing with CRED is not unique," argued Dr. Leela Rao, Professor of Digital Ethics at the NLU Delhi. "Many fintech startups prioritize growth and engagement over sustainable value creation and ethical considerations. It's a wake-up call for the entire sector." As India's digital economy continues to evolve, the story of CRED serves as a reminder of the delicate balance between innovation and ethics in the fintech space. For now, the company's once-bright future appears to have lost its luster, tarnished by the very practices that propelled its meteoric rise. In the coming months, all eyes will be on CRED as it navigates these turbulent waters. The outcome may well shape the future of fintech regulation and user trust in digital financial services across India. Editor's Note:  To protect the privacy of individuals who provided information for this article, all personal names mentioned have been changed, with the exception of Kunal Shah, CRED's founder and CEO. The names of organizations, universities, and institutions remain unchanged. This approach allows us to maintain the integrity of the reporting while respecting the confidentiality of our sources.

  • Resurgence of Abercrombie & Fitch

    In the early 2000s, Abercrombie & Fitch was a household name among teenagers, synonymous with trendy fashion and a recognizable logo. The company was thriving, with sales soaring and popularity at its peak. However, this success was not to last. As the years passed, sales began to decline, and Abercrombie faced intense competition from fast-fashion brands. The company was also embroiled in lawsuits over discrimination in hiring practices, and the abrupt retirement of the CEO who had crafted its exclusive image left many wondering if this was the end for Abercrombie & Fitch. New Leadership & Strategic Shifts Abercrombie's new leadership, spearheaded by industry veteran Fran Horowitz, set out to revitalize the brand. Horowitz, known for her trend awareness and merchandising expertise, aimed to restore the iconic brand to its former glory. The company faced a crucial decision: whether to consolidate its brands or distinguish them more clearly. Abercrombie opted to explore new market opportunities and target underserved consumer bases. Targeting Young Millennial Instead of following the industry trend of catering to younger consumers, Abercrombie decided to age up its brand. The company identified an opportunity in targeting young Millennial women, who needed professional yet stylish clothing but had few appealing options. This strategic pivot meant shifting their target demographic to women in their 20s, 30s, and 40s, a group Abercrombie termed the "young Millennial." Quality Over Quantity Abercrombie's transformation involved a significant focus on product quality. Recognizing that logos were out of style and quality was paramount to their new audience, the company reinvested in better materials and manufacturing processes. This shift took several years to manifest in the product assortment, with denim being a strategic starting point. By addressing fit issues, such as the common problem of waist gaps in pants, Abercrombie developed a new pant design that better suited a diverse range of body types. Expanding Assortment To cater to the young Millennial demographic, Abercrombie expanded its product assortment thoughtfully. The company focused on categories that were important to this audience, such as clothing for long weekends with friends. However, managing inventory and predicting demand for various sizes and styles proved challenging. Learning from industry missteps, Abercrombie implemented a strategy of regularly reviewing inventory and adjusting based on market trends, a tactic that proved invaluable during the pandemic. The COVID-19 pandemic forced Abercrombie to close its stores and cancel clothing orders, significantly reducing its inventory. This lean approach allowed the company to adapt quickly as the market rebounded. By maintaining lower inventory levels, Abercrombie was better positioned to respond to changing consumer preferences and trends. Digital Transformation A crucial part of Abercrombie's revival was its shift towards digital sales. By reducing physical store space and investing in online channels, the company was able to capture valuable data on consumer behavior. This data-driven approach enabled Abercrombie to tailor marketing efforts and product offerings more effectively, resulting in higher conversion rates and efficient marketing spend. Hit with Social Media Social media played a significant role in Abercrombie's comeback. The company encouraged customers to post about their purchases through its Creator Suite program, leveraging the influence of social media on consumer behavior. This organic promotion helped rebuild the brand's reputation and connect with a new generation of consumers. Financial Turnaround Abercrombie's efforts paid off. The company achieved its ambitious financial goals ahead of schedule, experiencing a significant stock rally and increased profitability. The brand's pivot to focus on young Millennial women proved successful, with this demographic spending more on apparel than any other generation. However, challenges remain, including pending litigation and the ongoing need to stay relevant in a competitive market. Future Challenges Looking ahead, Abercrombie faces the challenge of maintaining its appeal to Millennial women while also connecting with younger generations. As Gen Z finds Millennials uncool, Abercrombie must navigate this generational divide to ensure its continued relevance. The company's ability to adapt to changing consumer preferences and industry dynamics will be critical to its sustained success.

  • Accenture acquires Bengaluru-based chip design startup Excelmax

    In a strategic move to bolster its presence in the booming semiconductor industry, global consulting and technology services giant Accenture has announced the acquisition of Excelmax, a Bengaluru-based chip design startup. This acquisition marks a significant step in Accenture's efforts to enhance its capabilities in the rapidly evolving field of semiconductor design and development. Who are Excelmax Technologies exactly? Excelmax Technologies is a Bengaluru-based company specializing in semiconductor design solutions. Founded in 2019, Excelmax provides comprehensive semiconductor solutions from high-level design to detailed physical layout ready for manufacturing, and full turnkey execution. The company offers services in various areas such as emulation, automotive, physical design, analog, logic design, and verification. Key Points on Excelmax: Services: Excelmax provides ASIC digital design and verification, DFT and physical design, analog design, embedded application software, embedded firmware, and product design and solutions. Partnership: The company is partnered with Andes Technology Corporation, a leading supplier of high-efficiency, low-power 32/64-bit RISC-V processor cores. Employees: Excelmax has nearly 450 employees across various departments, which will join Accenture following the acquisition. Market Context: The acquisition is part of Accenture's strategy to expand its capabilities in the silicon design space, driven by the growing demand for silicon solutions in data centers, AI, and edge computing. The Indian semiconductor market is projected to reach $150 billion by 2030, driven by the adoption of generative AI and the increasing use of electronics. Quotes from Key Individuals: Our acquisition of Excelmax enhances our expertise across every aspect of silicon design and development—from concept to production—so we can help our clients fuel innovation and drive growth" - Karthik Narain, Group CEO of Technology at Accenture "Our focus has always been on developing the best talent to deliver tailor-made solutions for our global clients that help them build and maintain competitive advantage. Joining Accenture enables us to remain at the forefront of innovation, providing new and exciting opportunities for both our clients and our people" - Shekhar Patil, Founder & CEO of Excelmax Technologies Looking Ahead As the semiconductor industry faces challenges such as chip shortages and the need for more advanced designs, Accenture's acquisition of Excelmax is likely to create ripples in the market. It positions the consulting giant to offer end-to-end services in the semiconductor value chain, from design and development to implementation and optimization. The financial details of the acquisition have not been disclosed, but industry experts speculate that the deal could be worth several million dollars, given Excelmax's expertise and potential. With this strategic move, Accenture is not only expanding its technological capabilities but also reinforcing its commitment to staying at the forefront of digital transformation across industries.

  • Exploring Waco: Complete Guide to Magnolia Market at the Silos

    If you are a fan of Chip and Joanna Gaines, the stars of Fixer Upper and the founders of Magnolia Network, you might want to visit their hometown of Waco, Texas, and experience their amazing empire. One of the main attractions is Magnolia Market at the Silos, a shopping and dining destination that showcases its signature style and vision. Here are some tips on how to plan your trip and make the most of your visit. The cheapest season to visit Waco, TX is in May and June, and the best time to visit Waco for ideal weather is from March 12th to May 20th, or from October 1st to December 9th Located in downtown Waco, this shopping complex features a collection of boutiques selling home decor, gifts, garden supplies, and apparel curated by the design duo. You can also enjoy a cupcake or a lemonade at the Silos Baking Co., or grab a bite from one of the food trucks on site. The more than 2-acre property also has a lawn where you can play games or relax at a picnic table, as well as an outdoor stage where live music and events are held. Magnolia Market attracts more than 1.6 million visitors a year, making it one of the most popular tourist attractions in Texas. Where to stay? There are plenty of hotels near Magnolia Market, but if you want to stay in a place that has been designed by Chip and Joanna themselves, you can book one of their vacation rentals on Airbnb. They have three properties available: The Magnolia House, The Hillcrest Estate, and The Carriage House. Each one is beautifully decorated and furnished with cozy details and modern amenities. However, they are not cheap and are not pet-friendly, so keep that in mind if you have a budget or a furry friend and prefer a more affordable and convenient option, you can stay at a hotel, Here are some recommendations which are also budget-friendly. 1. Hotel Indigo Waco - Baylor This hotel is a great choice for travelers who want a convenient hotel near downtown Waco. The rooms are modern and spacious with amenities like Wi-Fi, TVs, fridges, microwaves, and coffee makers. The hotel also has a pool, a gym, a business center, and a restaurant and bar. The hotel is within walking distance of Magnolia Market at the Silos, Baylor University, and the Waco Convention Center. The average cost is $111 per night, which may depend upon the season. 2. La Quinta Inn & Suites - Baylor This hotel is another option for travelers who want a downtown hotel that is comfortable and affordable. The rooms are cozy and clean with amenities like Wi-Fi, TVs, fridges, microwaves, and coffee makers. Some rooms also have whirlpool tubs or kitchenettes. The hotel also has a pool and hot tub, a gym, a business center, and a free breakfast buffet. The hotel is close to Magnolia Market at the Silos, Baylor University, and the Texas Sports Hall of Fame. The average cost of La Quinta Inn & Suites is $97 per night. However, this may vary depending on the season, the room type, and the availability. Where to eat? One of the highlights of visiting Magnolia Market is eating at Magnolia Table, the Gaines' restaurant that serves delicious breakfast and lunch dishes made with fresh ingredients. You can enjoy classics like biscuits and gravy, pancakes, eggs benedict, sandwiches, salads, and soups. You can also try some of their specialties like lemon lavender donut holes, avocado toast, or Joanna's famous buttermilk biscuits with strawberry butter. Magnolia Table is located about 10 minutes away from the market by car, so you'll need to drive or take a shuttle. It's also very popular, so expect long wait times, especially on weekends. You can use their app to join the waitlist online and check your status. If you don't want to leave the market area, you can also eat at Magnolia Press, the Gaines' coffee shop that offers a variety of hot and cold drinks, pastries, sandwiches, salads, and snacks. You can sip on a latte, a chai tea, or a cold brew while enjoying the cozy atmosphere and the vintage decor. You can also grab a bite at one of the food trucks parked at the market. They have options like pizza, burgers, tacos, crepes, cupcakes, and more. Things to do? The main attraction at Magnolia Market is shopping at the Silos. There are six new retail shops that sell different products curated by Joanna Gaines. You can find books and paper goods at Chapter One, men's provisions at No. 16, bags and jewelry at Tried and True, women's clothing at Reverie (in-store only), bath and body products at Vie Bien Aimée (in-store only), and kids and baby products at Juniper and Crew (in-store only). You can also shop at Magnolia Home, which sells furniture and home decor items from Joanna's own line. You can find rugs, pillows, lamps, mirrors, art prints, candles, and more. You can also shop online if you can't find what you're looking for in-store. Besides shopping, you can also explore the other attractions at the market. You can visit the garden store and buy some plants or seeds for your own backyard. You can relax on the lawn area and play games like cornhole or wiffle ball. You can admire the historic church that was relocated and restored by Chip and Joanna. You can also take photos with the iconic silos or the Magnolia sign. Also, You should definitely visit, Dr Pepper Museum It is a museum dedicated to the nation's oldest major soft drink. The museum is housed in a former bottling plant that dates back to 1906 and features three floors of exhibits showcasing the history and culture of Dr. Pepper and other soft drinks. You can see memorabilia, advertisements, artifacts, and interactive displays that tell the story of how Dr. Pepper was invented and how it became a national icon. You can also visit the soda fountain and gift shop where you can sample different flavors of soda or buy souvenirs. Other attractions to see in Waco are: 1. Waco Suspension Bridge is a historic bridge that spans the Brazos River and was the site of a lynching in 19162. 2. Cameron Park Zoo, is a zoo that features animals from different regions of the world and a natural habitat exhibit for Texas wildlife. 3. Waco Mammoth National Monument is a site where fossils of Columbian mammoths and other Ice Age animals were discovered. 4. Texas Ranger Hall of Fame and Museum is a museum that showcases the history and artifacts of the Texas Rangers, the oldest state law enforcement agency in the US. I hope you enjoyed this guide to Magnolia Market, and found it useful for planning your trip. Waco is a city that has a lot to offer, from history and culture to nature and shopping. You will surely have a memorable and enjoyable time in this beautiful and friendly city.

  • Erika Nardini Joins Food52: Transitioning from Sports to Culinary

    Erika Nardini, the former CEO of Barstool Sports, has taken on a new role at Food52, as CEO of a culinary and home goods company recently valued at $200 million. Transformative Tenure at Barstool Sports Nardini's journey with Barstool Sports began in July 2016, shortly after The Chernin Group acquired a majority stake in the company in January of that year. At the time of her appointment, Barstool Sports was valued between $10 million and $15 million. Under Nardini's leadership, the company's valuation saw unprecedented growth. In her first year as CEO, Nardini doubled the company's valuation to $30 million. This rapid growth continued, with the company reaching a valuation of $100 million by 2018 and a staggering $450 million by 2020. Nardini's ability to scale the business was a testament to her strategic vision and innovative approach to digital media and content. Transition to Food52 Nardini's departure from Barstool Sports in January 2024 marked the end of an era for the company. However, her move to Food52 opens a new chapter in her career. Food52, a dynamic online platform dedicated to the culinary arts and home goods, was founded in 2009 by Amanda Hesser and Merrill Stubbs. The creation of Food52 was fueled by a passion for food and a vision to build a community-driven space where home cooks could find inspiration, share their culinary experiences, and access high-quality kitchen and home products. Founders' Background Like Barstool Sports, Food52 was a founder-run company by Amanda Hesser and Merrill Stubbs. Hesser, a former food editor and writer for The New York Times, had already made her mark in the culinary world with her insightful food writing and her influential book, "The Essential New York Times Cookbook." Stubbs, a talented chef and food writer, shared Hesser's enthusiasm for cooking and her commitment to fostering a vibrant food community. The name "Food52" reflects the founders' goal of creating a year-round resource for home cooks, offering inspiration and guidance 52 weeks a year. The platform quickly gained traction, thanks to its high-quality content, engaging community features, and the founders' dedication to fostering a welcoming and inclusive environment for food enthusiasts. Expanding the Vision As Food52 grew, Hesser and Stubbs expanded the platform beyond recipes and community interaction. They introduced an e-commerce component, curating a marketplace of kitchen and home products that reflected their commitment to quality and design. This move transformed Food52 into a comprehensive culinary and lifestyle brand, offering everything from cookware and utensils to home décor and specialty foods. Role of Community Central to Food52's success has been its vibrant and engaged community very similar to Barstool. The platform's users, affectionately known as "Food52ers," contribute recipes, participate in discussions, and provide feedback. This strong sense of community has helped Food52 build a loyal following and establish itself as a trusted resource. Expanding Food52 The recent investment from TPG, which injected $80 million into Food52, has significantly bolstered the company's resources and capabilities. This funding round has not only propelled the company's valuation to $200 million but also positioned it for further expansion and innovation. With Nardini at the helm, Food52 is poised to leverage her leadership skills to enhance its market presence and drive growth. In short: Nardini's transition from Barstool Sports to Food52 underscores her versatility as a leader and her ability to adapt to new industries. As she takes on this new challenge, her vision and leadership are expected to play a crucial role in shaping the future of Food52.

  • Which Premium Credit Card in India Offers Best Benefits & Rewards?

    In a world where luxury meets practicality, premium credit cards have emerged as the ultimate accessory for professionals seeking to elevate their lifestyle. Designed to cater to those with a taste for the finer things in life, these exclusive cards offer many benefits beyond just financial transactions. Let's explore the world of premium credit cards and discover why they have become a must-have for professionals with discerning tastes. Suggested Income Range: 12 Lakhs+ & Spend Range: 6 Lakhs+ Premium credit cards are designed for those who enjoy a touch of luxury in their lifestyle. They offer a host of travel benefits, including access to both domestic and international airport lounges and a superior rewards rate, among other perks. #1 HDFC Regalia Gold Credit Card Best for: Airport Lounge access & Milestone Benefits Read Review & Apply: HDFC Regalia Gold Review One of the standout benefits of this credit card, beyond the attractive rewards and merchant offers, is the provision of a Priority Pass for all family members. This feature is particularly valuable as it allows the primary cardholder and their family to share the complimentary lounge access limit, ensuring everyone can enjoy a comfortable and relaxed travel experience. Whether for business or leisure, having access to airport lounges can significantly enhance the overall travel experience, offering amenities such as free Wi-Fi, refreshments, and a quiet environment to unwind before a flight. For those who are unable to qualify for HDFC's Super Premium credit cards, this card serves as an excellent alternative, especially in terms of lounge access. It provides a similar level of comfort and convenience, making it a highly attractive option for frequent travelers. The card not only bridges the gap left by the more exclusive options but also ensures that users can enjoy premium travel benefits without the stringent eligibility criteria typically associated with high-end credit cards. This accessibility makes it an appealing choice for a broader range of users seeking luxury travel perks without the higher financial requirements. Explore: In-Depth Review #2 Axis Bank's Atlas Credit Card Best for: ITC & other airline transfers partners Read Review & Apply: Axis Atlas Credit Card Review The Axis Bank Atlas Credit Card offers an impressive reward rate on everyday expenditures, along with the added perks of airport meet and greet, as well as luxury airport transfer services. The card's accelerated rewards on airline and hotel expenses are particularly beneficial for frequent travelers. It stands out as a top choice for 2024 due to its attractive reward rate, although there is a possibility of devaluation in the future. Explore: In-Depth Review #3 Amex Platinum Travel Credit Card Ideal for: Taj Hotel Vouchers & Access to premium airport lounges Read Review & Apply: Amex Platinum Travel Review American Express Platinum Travel Card stands out as the premier travel credit card in India, maintaining its top-tier status for nearly a decade. Renowned for its Taj Vouchers and exclusive access to premium airport lounges, it's a traveler's best asset. My personal experience with this card has been exceptional, as it affords me the opportunity to indulge in a stay at a distinctive Taj property annually, courtesy of the complimentary Taj Vouchers included. Explore: In-Depth Review #4 RBL World Safari Credit Card Best for: 1 Yr Worldwide travel insurance, 0% Forex markup Fee Review: RBL World Safari Credit Card Review RBL World Safari Credit Card stands out as a valuable asset for frequent travelers, providing comprehensive one-year international travel insurance and the added benefit of no markup fees on international expenditures. This card effectively meets the needs of international travelers, eliminating the necessity for super-premium credit cards or separate forex cards. Explore: In-Depth Review #5 HDFC Diners Black Metal Credit Card Ideal for: Earn 5x rewards with the quarterly milestone benefit. The upgraded Diners Black card distinguishes itself from its predecessor, the PVC version, with a metal form factor, increased SmartBuy limits, and an added quarterly milestone benefit, catering well to frequent high spenders. However, a notable drawback is the relatively limited acceptance of Diners cards in India when compared to Visa or MasterCard, necessitating the need for an alternative payment card as a backup. Explore: In-Depth Review #6 ICICI Emeralde Private Credit Card Best for: Welcome benefit & decent ongoing rewards The ICICI Bank Emeralde Private Metal Credit Card is a super premium credit card that offers several benefits, including a 3% overall reward rate on all spends, unlimited domestic and international lounge access, and a Taj Epicure membership with a one-night stay. The card is currently available as an upgrade option for existing Sapphiro/Emeralde credit card holders with higher credit limits. Key Features: Reward Rate: 3% on all spends, with capping limits for specific categories like insurance, utilities, and education. Joining and Annual Fees: Rs. 12,499 + GST, with a waiver condition of spending Rs. 10 lakhs in the next card membership year. Milestone Rewards: Spend Rs. 4 lakhs to receive a 3,000 INR EaseMyTrip voucher and Rs. 8 lakhs to receive another 3,000 INR EaseMyTrip voucher. Redemption: Reward points can be redeemed for flight and hotel bookings, gift vouchers, and statement credit, with a 1:1 redemption ratio for certain brands. Airport Lounge Access: Unlimited domestic and international lounge access for the primary cardholder and up to three add-on card members. Taj Epicure Membership: Includes a one-night stay as a joining benefit. Comparison with Emeralde: Reward Rate: Emeralde Private Metal has a higher default reward rate of 3% compared to the Emeralde card's 1%. Joining and Renewal Points: Emeralde Private Metal offers equivalent reward points for both joining and renewal fees, whereas Emeralde does not offer renewal points. Milestone Benefits: Emeralde Private Metal has a milestone benefit of Rs. 3,000 EaseMyTrip vouchers for 4L and 8L spending, whereas Emeralde does not have this feature. Eligibility: Upgrade Eligibility: The card is available as an upgrade for current Sapphiro/Emeralde credit card holders who have higher credit limits. Income Criteria: Reports indicate that individuals with a monthly take-home salary exceeding Rs. 3 lakhs may be eligible for the upgrade. Additional Benefits: Gift Vouchers: Brands such as US Polo and Allen Solly provide 1:1 redemption ratios for substantial redemption amounts. BMS Offers: Cardholders can avail of a Big Movie Special (BMS) offer, which grants Rs. 750 twice a month for both movie and non-movie bookings. Overall, the ICICI Bank Emeralde Private Metal Credit Card offers a comprehensive set of benefits, making it a valuable option for those who can upgrade to it. #7 Yes Bank Marquee Credit Card Best for: rewards as shopping vouchers Read Review: Yes Bank Marquee Credit Card Review Yes Bank's newly launched Marquee Credit Card is a pretty good Super Premium Credit Card, especially if your spends are largely focused online as it gives you a 4.5% reward rate on online spends. This feature makes it an attractive option for those who frequently shop or make transactions online. However, it's essential to note that Yes Bank doesn't have the ability to transfer points to international airlines or hotels. This limitation might be a drawback for those who value airmiles or loyalty programs with international partners. If you're not particularly interested in Airmiles and are looking for only vanilla rewards, the Yes Bank Marquee Credit Card can still be a great choice. Explore: In-Depth Review Ultimately, the best premium card depends on your spending patterns and the specific benefits that matter most to you. Comparing the annual fees and eligibility criteria can also help determine the most suitable option.

  • Best Entry Level Credit Cards in India

    In India, credit cards are essential beyond convenience, They help build and improve credit history, crucial for securing loans and favorable interest rates from banks. With the recent integration of UPI, credit cards now offer even more convenience. Travel perks and lifestyle benefits further add to their value, making credit cards an indispensable tool. Entry-level credit cards, often referred to as credit cards for beginners, are specifically designed for individuals who are new to using credit cards. These cards offer a range of attractive benefits while maintaining relatively simpler approval criteria. This makes them an ideal choice for those who are venturing into the world of credit cards for the first time. Recommended Financial Profile for Applicants: Suggested Annual Income: ₹5 Lakhs and above Suggested Annual Spend: ₹1 Lakh and above #1 SBI Cashback Credit Card Best for: Up to 5% Cashback on Online Spends Read Review & Apply: SBI Cashback Card The SBI Cashback Card has emerged as the top choice for entry-level cardholders this year, providing an appealing 5% cashback on online expenditures. Even after a recent devaluation, the card continues to be very appealing, with a substantial monthly cashback limit of 5,000 INR, equivalent to monthly expenses of 1 lakh INR. It is especially advantageous for regular online shoppers, offering considerable savings over time. Explore: In-Depth Review #2 Axis Bank's Ace Credit Card Reward Rate: 2% – 5% (as cashback to card) Apply Now: Axis Ace Application The Axis Bank ACE credit card is one of the most rewarding entry-level credit cards available, offering a flat 2% cashback as statement credit. The primary downside is its availability, as it can only be applied for online through a pre-approved offer. If you have this offer, the Axis Ace card can provide substantial savings on your everyday purchases with its straightforward cashback structure. Explore: In-Depth Review #3 Amex MRCC Credit Card Best for: Gold Collection & Points Transfers Read Review & Apply: American Express MRCC Review The American Express Membership Rewards Credit Card (MRCC) is an excellent entry point into the world of Amex. By using this card to earn the 2000 MR bonus points monthly, you can easily achieve a return of 6% on your spends. In addition to earning points, cardholders gain access to exclusive Amex Offers, including merchant deals and spend-linked offers, which can provide additional savings and benefits throughout the year. Explore: In-Depth Review #4 Amazon Pay ICICI Bank Card Best for: 5% Return on Amazon Spends Apply from Amazon App: ICICI Amazon Pay Application The ICICI Amazon Pay Credit Card is a must-have for frequent Amazon shoppers, especially for Amazon Prime members. Offering a 5% return on Amazon spends, this card provides excellent value for those who shop regularly on the platform. Additionally, the card comes with the added benefit of being lifetime free, making it an ideal choice for budget-conscious consumers looking to maximize their savings on Amazon purchases. Explore: In-Depth Review #5 HDFC Bank Tata Neu Infinity RuPay Card Best for: UPI Spends & utility payments Read Review & Apply: Apply Now The HDFC Bank Tata Neu Infinity Rupay Credit Card stands out as a singular choice for UPI transactions. It provides substantial rewards on UPI expenditures and a compelling 5% cashback on utility bill payments. Additionally, cardholders benefit from exclusive Tata Neu promotions, such as the recent discount on Tata Motors car bookings. Explore: In-Depth Review #6 Axis Bank Vistara Infinite Credit Card Best for: Flying Vistara Business Class Read Review & Apply: Axis Bank Vistara Infinite Review The best airline credit card in the country consistently offers excellent rewards, even after many years of existence. It is an essential card for frequent Vistara flyers due to its gold tier benefits (available only in the first year) and for those who enjoy the business class experience, as it provides one complimentary business class ticket for approximately every 2.5 lakh spent. Explore: In-Depth Review If you already possess three Axis cards, you might consider the IndusInd Vistara Explorer Credit Card, which offers similar benefits but requires a slightly higher spending threshold. #7 HDFC Infinia Credit Card The Infinia credit card has been a long-standing aspiration for many, offering 5X Rewards and a respectable reward rate on everyday expenditures. If you're in search of a versatile credit card to cover all your spending needs beyond the Axis Magnus, Infinia is an excellent choice. Should Infinia be out of reach, the Diners Black (pvc) card is a comparable alternative, providing the same reward rate, albeit with a lower cap on accelerated rewards. Explore: In-Depth Review Conclusion Entry-level credit cards offer a range of benefits tailored to new credit card users. Whether you're looking for cashback on online purchases, rewards on everyday spending, or benefits on specific platforms like Amazon, there's a card to suit your needs. These cards not only help you save money but also assist in building your credit history, paving the way for future financial opportunities.

  • Mike Majlak's Top 10 Burger Places

    Top 10 Burger spot picks curated by Mike Majlak. Read Below. About Reviewer Mike Majlak is an LA-based social media personality, who is passionate about Burgers. He started reviewing burgers as a part of the segment on the Night Shift. Currently, Mike Majlak is working on Best Burger App where people can rate and review burger places much like One Bite App by Dave Portnoy. Here is a list of the Top 10 Burger Places: 1. Last Place Burgers - San Antonio 👑 Recently added to the list, Last Place Burgers recently did an interview with SA Live Score - 9.7/10 | No Yelp Page :( Address - (San Antonio, TX) 2. Burger She Wrote, Los Angeles Featured in NY Times, Eater and etc. as the best spot in LA. Score - 9.6/10 | Yelp Rating - 4/5 Address - (7454 1/2 Beverly Blvd, Los Angeles) 2. For The Win, Los Angeles Score - 9.5/10 | Yelp Rating - 4/5 Address - (6221 Franklin Ave, Los Angeles) 3. HiHo Burger, Los Angeles Score - 9.4/10 | Yelp Rating - 4/5 Address - (1320 2nd Ste. B, Santa Monica, CA) | Online Order 4. Heavy Handed, Los Angeles Only Food Truck on the list. Score - 9.2/10 | Yelp Rating - 4.5/5 Address - (2522 Main St Santa Monica, CA 90405) | Online Order 5. The Window, Los Angeles Score - 8.8/10 | Yelp Rating - 4.5/5 Address - (425 Rose Ave Venice, CA 90291) 6. Gold Burger, Los Angeles Score - 8.7 | Yelp Rating - 4.5/5 Address - (5623 York Blvd Los Angeles, CA 90042) 7. Buns Burger Shop, Puerto Rico Score - 8.6 | Yelp Rating - 4/5 Address - (Av. Ashford 1214 San Juan, Puerto Rico 00907) 8. Grind House Killer Burger, Atlanta Score - 8.4 | Yelp Rating - 4/5 Address - (1842 Piedmont Ave NE Atlanta, GA 30324) 9. Apple Pan, Los Angeles Score - 8.4 | Yelp Rating - 3.5/5 Address - (10801 W Pico Blvd Los Angeles, CA 90064) 10. Small Cheval, Chicago Score - 8.2 | Yelp Rating - 4.5/5 Address - (1732 N Milwaukee Ave Chicago, IL 60647) Latest List Updates: Catch up quick on all of Mike Majlak’s Burger Ratings 9.7 | Last Place Burgers - San Antonio, TX 9.6 | Burger She Wrote - Los Angeles, CA 9.5 | For the Win - Los Angeles, CA 9.4 | HiHo Cheeseburger - Los Angeles, CA 9.4 | Umami Burger - Los Angeles, CA 9.3 | Love Hour - Los Angeles, CA 9.2 | Bleeker Burger - London, England 9.2 | Heavy Handed - Los Angeles, CA 9.1 | Proudly Serving - Los Angeles, CA 9.1 | Easy Street - Los Angeles, CA 9.1 | Stoop Kid - Phoenix, AZ 8.8 | Amboy Quality Meats - Los Angeles, CA 8.8 | Handcraft - New York 8.8 | The Win~Dow at American Beauty - Los Angeles, CA 8.8 | Dogtown - Milford, CT 8.8 | Milk Bun - Doha, Qatar 8.7 | Gold Burger - Los Angeles, CA 8.6 | Trophies Burgers - Los Angeles, CA 8.6 | Rambo Belgium - Los Angeles, CA 8.6 | Irv’s Burgers - Los Angeles, CA 8.6 | BUNS Burger Shop - San Juan, Puerto Rico 8.4 | Grindhouse Killer Burgers - Atlanta, GA 8.4 | Apple Pan - Los Angeles, CA 8.3 | Shake Shack - Store Near You 8.3 | Burgers Never Say Die - Los Angeles, CA 8.2 | BurgerFi - Miami, Florida 8.2 | Small Cheval - Chicago, IL 8.2 | Union Hmong Kitchen - Minneapolis, MN 8.2 | Fatburger - Los Angeles, CA 8.1 | 7th Street Burger - New York 8.0 | Smashburger - New York 8.0 | Mr Beast Burger - Store Near You 7.9 | Vice Burger | Miami Beach, Florida 7.9 | Swagyu - San Diego, California 7.8 | Bastard Burger - New York, NY 7.8 | Grub House - Los Angeles, CA 7.8 | Culver’s - Chicago, IL 7.8 | SMASHED - New York, NY 7.8 | Preston’s North Market - Columbus, OH 7.7 | Five Guys - Store Near You 7.6 | Uncool Burger - Los Angeles, CA 7.6 | Cheeseburger Baby - Miami Beach, FL 7.6 | In-n-out - Store Near You 7.6 | BURGERS 99 - Los Angeles, CA 7.5 | California Burger - Riyadh, Saudi Arabia 7.5 | The Grungy - Istanbul, Turkey 7.4 | Dulf’s Burger - Hamburg, Germany 7.4 | Mighties - New York, NY 7.4 | Habit Burger - Store Near You 7.4 | Burger and Beyond - London, UK 7.2 | Fat Sal’s - Los Angeles, CA 7.2 | Brioche Boys - London, UK 7.2 | Fat Burger - Store Near You 6.9 | Calibombs & Burgers - Las Vegas, NV ✅ 6.8 | Jack Brown’s - Store Near You 6.8 | The Stand - Encino, CA 6.8 | Lardo - Las Vegas, NV 6.6 | Dog Haus - Los Angeles, CA 6.6 | Handcraft - New York, NY 6.4 | The Butcher - Amsterdam, Netherlands 6.2 | Louis’ Lunch - New Haven, CT 6.2 | By The Way Burger - Los Angeles, CA 6.2 | Marigold Lobster Burgers - Las Vegas, NV 6.2 | Besties Burgers - Los Angeles, CA 6.2 | Wahlburgers - Cleveland, Ohio 6.2 | Sonic Drive-in - Store Near You 5.8 | Wayback Burger - Store Near You 5.6 | Crown Burger - Salt Lake City, UT 5.2 | Lula’s Burger - Puerto Rico 4.7 | Raider’s Private Box | Las Vegas, NV 4.2 | Whataburger - Store Near You 4.2 | BurgerIM - Store Near You 4.0 | Wally’s Snack Bar - Gstaad, Switzerland 3.8 | McCharlie’s - Los Angeles, CA 3.8 | Veggie Grill - Store Near You 3.6 | Carl’s JR - Store Near You 3.6 | Goody’s Burger - Spata, Greece 3.1 | Chris N Eddy’s - Los Angeles, CA Follow Mike Majlak on Instagram: @heybigmike

  • Everything We Know About Dave Portnoy’s Pizza Fest

    If you are a fan of pizza and Barstool Sports, you might want to mark your calendar for September 23, 2023. That’s when Dave Portnoy, the founder of Barstool Sports and the host of the popular One Bite pizza reviews, is hosting his first-ever food and music festival: Dave Portnoy’s One Bite Pizza Festival. The festival, which will take place at Maimonides Park in Coney Island, Brooklyn, will feature more than 35 of the world’s greatest pizzerias, including some of Portnoy’s top-rated ones from his One Bite app and videos. Here are some of the names that have been announced so far: Lucali Sally’s Apizza Patsy’s Pizzeria Prince Street Pizza John’s of Bleecker Street DeLorenzo’s Tomato Pies Di Fara Pizza Frank Pepe Pizzeria Napoletana Angelo’s Pizzeria South Philly And many more! The festival will also offer interactive pizza experiences, such as a pizza-making workshop, a pizza-eating contest, and a pizza trivia game. Plus, all attendees will get complimentary access to an Italian Dessert Village, featuring NYC favorites like The Lemon Ice King, Ferrara Bakery, Sal & Jerry’s Bakery, and Caffè Arrone. But that’s not all. The festival will also have live performances from musical artists such as Teddy Swims, DJ Irie, and Pup Punk, a parody band featuring some of the Barstool personalities. And of course, Portnoy himself will be there to host the event and do his first-ever One Bite Live on the main stage. Sounds like a dream come true for pizza lovers, right? Well, there is one catch: the tickets are not cheap. The all-inclusive all-you-can-eat pizza tickets start at $149.99 and go up to $299.99 for VIP access4. That might seem like a lot of dough for a slice of pie, but Portnoy claims that it’s worth it. “Don’t sleep on these tickets before they all sell out,” he said in a video announcing the festival. "This is going to be the greatest day in the history of pizza." If you are interested in attending this culinary Mecca of pizza, you can register for the pre-sale now at onebitepizzafest.com and get your tickets starting Friday, Aug. 4, at 10 a.m. ET. But hurry up, because they might sell out fast. And remember: one bite, everybody knows the rules.

  • How Scale AI Became a $7 Billion AI Data Powerhouse: Business Model Breakdown

    Scale AI, a San Francisco-based startup that provides data labeling and annotation services for artificial intelligence, has emerged as one of the most valuable players in the AI industry. The company has raised over $600 million from prominent investors such as Excel Founders Fund and Index Ventures and boasts a valuation of more than $7 billion. With that hefty valuation co-founder and CEO, Alexander Wang became the youngest self-made billionaire in 2021 at the age of 24 (in terms of paper valuation) In this article, We will break down Scale AI's business model, How is it they actually do? How much do they make money? What is Scale AI's future? Early Days of Scale AI So Scale AI was born in YC's 2016 batch from the minds of two prodigies: Lucy Guo and Alexander Wang. Lucy, a Carnegie Mellon University dropout and a Thiel Fellow, had worked at tech giants like Facebook (now Meta), Quora, and Snapchat. Alexander, a former tech lead at Quora while still in high school. The two met at Quora and decided to launch Scale AI together. The original idea behind Scale AI was to create an API for human tasks, offering an on-demand workforce to perform various tasks that were too difficult for algorithms. However, as the demand for AI training data soared, Scale AI shifted its focus to become a data labeling and annotation platform, helping big companies transform raw data into high-quality training data for AI development. In simple terms, Companies like Tesla give all their raw data (unlabeled data) to Scale which uses its AI and cheap labor to label roads, pedestrians etc. This helps Telsa to train its cars to not hit pedestrians making its Self-driving cars smarter. Scale AI's Business Model Data labeling and annotation is the main service that Scale AI offers today. Its core product is the Scale API, which allows customers to access a network of human annotators and machine learning models to label and annotate various types of data, such as images, text, audio, video, and 3D point clouds. They also offer two generative AI platforms, Scale Donovan for enterprises and Scale Donovan for the US government and defense, enabling smarter decision-making and better organization of data. The Scale API supports a wide range of use cases, such as autonomous driving, natural language processing, computer vision, robotics, and e-commerce. Some of Scale AI’s notable customers include OpenAI, Pinterest, Airbnb, DoorDash, Lyft, and Nuro. Scale AI claims that its data labeling and annotation services are faster, cheaper, and more accurate than other alternatives. The company also says that it uses advanced quality assurance processes and feedback loops to ensure the consistency and reliability of its data. In 2022, Scale AI made over $290 Million in revenue with a 61% Growth Rate according to Sacra Platforms. t is important to note that Scale AI's revenues are inflated due to the recent AI frenzy in the market. We saw this with Nvidia which recently crossed $1 Trillion in market cap, In the long term companies like Scale AI will definitely struggle after the AI buzz cools down and will have to look for sources to sustain its growth. Scale AI’s Criticisms One of the main criticisms that Scale AI faces is the ethical and social implications of its data labeling and annotation practices. Remotetasks, a Scale AI subsidiary hires a large pool of human workers, mostly from developing countries, to perform tedious and low-paid tasks sometimes less than $1/ per hour to label data. On the website's homepage, The company claims to pay over $15 million since its inception to over 240,000 workers. The data which these companies give to Scale AI may be sensitive or personal, This is a big concern regarding privacy and security. We did an interview with a Remotetask worker, He told us that the company pays him between $1~$2 for an hour of data labeling this rate also depends upon the type of tasks done by them. For example, If they label images by choosing between 4 options, they are paid less but if they describe the image for about 40 words, they get paid a $1 dollar more. Other big companies also do this, Google is notorious for not paying even a cent to data labelers. They promise to gift a hamper to the highest person on the leaderboard (who does the most tasks for free). The gift is also not fancy it contains a generic bag and bottle. Scale AI is also facing increasing competition from other players in the data labeling and annotation market, such as Amazon Mechanical Turk, Labelbox, CloudFactory, and Appen. These competitors may offer similar or better services at lower prices or with more features. Scale AI will have to constantly innovate and improve its products and services to maintain its edge and reputation in the industry. Scale AI’s vision for the future of AI is to create a platform that can handle any type of data and any type of task. The company believes that by providing high-quality data for AI development, it can enable the creation of more powerful and beneficial AI applications that can solve some of the world’s most pressing problems. Scale AI also hopes to democratize access to AI by making it easier and cheaper for anyone to use its platform. As Alexander Wang said in an interview with Forbes: “We want to be the AWS for AI.”

  • The Best Burger Chains in the US, According to Customer Reviews

    Looking for the Best Burger Place in the US? We got a list of the Top 5 Fast Food Chains. Burgers are one of the most popular and beloved foods in America. Whether you like them juicy, cheesy, crispy, or loaded with toppings, there is a burger place for you. But with so many options, how do you choose the best one? To help you out, we have compiled a list of the top 5 fast-food chains that serve burgers in the US. These are based on customer reviews, ratings, and quality of ingredients. Here they are: 1. Shakeshack - It is based in New York City. It started out as a hot dog cart inside Madison Square Park in 2001, and its popularity steadily grew. They make gourmet hamburgers, hot dogs, crinkle-cut french fries, and milkshakes. Their burgers are made with 100% all-natural Angus beef, and their shakes are hand-spun with real sugar and no corn syrup. Customers love their fresh and flavorful food, friendly service, and cozy atmosphere. Shakeshack has a 3.2-star rating on Yelp and a 2.3-star rating on Trustpilot. Some of the most praised items are the cheeseburger, the 'shroom burger, and the shack stack. 2. Five Guys - They focus on hamburgers, hot dogs, and French fries, and are headquartered in Lorton, Virginia. There are a total of 1,361 Five Guys locations in the States. They use fresh ground beef that is never frozen, hand-cut potatoes that are fried in peanut oil, and toppings that are customizable to your liking. Customers appreciate their generous portions, quality ingredients, and free peanuts while you wait. Five Guys have a 3.8-star rating on Yelp and a 2-star rating on Trustpilot. Some of the most recommended items are the bacon cheeseburger, the kosher-style hot dog, and the cajun fries. 3. Culvers Burgers - They operate primarily in the Midwestern and are having 750 locations in-country. They are famous for their butter burgers, which are made with fresh beef patties that are seared on a grill and served on lightly buttered buns. They also offer frozen custard, cheese curds, salads, soups, and sandwiches. Customers enjoy their fast and friendly service, clean and comfortable environment, and delicious food. Culvers has a 4-star rating on Yelp and a 2.4-star rating on Pissed Consumer. Some of the most popular items are the fish sandwich, the chicken strips, and the Swiss burger. 4. In-N-Out Burger - They are based in Irvine, California, and have 358 stores in-country. They are known for their simple but high-quality menu of burgers, fries, shakes, and sodas. They use fresh beef that is never frozen, hand-cut potatoes that are cooked in vegetable oil, and produce that is delivered daily. They also have a secret menu that offers variations such as animal style, protein style, and grilled cheese. Customers rave about their consistent taste, freshness of ingredients, and friendly staff. In-N-Out Burger has a 4-star rating on Yelp and a 4-star rating on Trustpilot. Some of the most loved items are the double-double burger, the fries, and the Neapolitan shake. 5. Whataburger - They are based in San Antonio, Texas, and have over 800 locations in-country. They specialize in burgers that are made with 100% pure American beef that is cooked to order. They also offer chicken sandwiches, salads, breakfast items, and desserts. They have a distinctive orange-and-white striped design that is inspired by an old airplane hangar. Customers appreciate their large portions, variety of options, and Texas charm. Whataburger has a 3.5-star rating on Yelp and a 2-star rating on Trustpilot. Some of the most favored items are the patty burger, the honey butter chicken biscuit, and the spicy ketchup. These are our top 5 picks for the best burger places in the US. Of course, there are many more options to explore, but these ones stand out for their quality, service, and customer satisfaction. This test was conducted by Mike Majlak, a YouTuber with over 3 Million Subscribers. If you are craving a burger, you can’t go wrong with any of these fast food chains. Bon appetite!

  • San Antonio’s Pizza Culture: The Best Places to Enjoy It and Dave Portnoy’s Recommendations

    If you are visiting beautiful San Antonio, and having trouble finding a good pizza spot well here is a list of top pizza spots in San Antonio based on Yelp and Google Maps. At last, we also included a list of Dave Portnoy picks. 1. Via 313 Pizza (San Antonio, TX) This place serves authentic Detroit-style pizza with thick crusts and cheesy edges. They have a variety of toppings and sauces to choose from. They also have salads, sandwiches, desserts, and drinks. They have a 4.5-star rating on Yelp based on 145 reviews Address: 8435 Wurzbach Rd Suite 213, San Antonio, TX 78229 2. Righteous Pie (San Antonio, TX) This is a food truck that specializes in vegetarian and vegan pizza with organic ingredients. They have gluten-free options as well. They offer different flavors such as BBQ jackfruit, buffalo cauliflower, mushroom pesto, and more. They have a 4.8-star rating on Google Maps based on just 78 reviews. Address: 521 E Grayson St, San Antonio, TX 78215 3. Il Forno (San Antonio, TX) This is a cozy restaurant that makes Neapolitan-style pizza with wood-fired ovens. They use fresh mozzarella, basil, tomatoes, and other local products. They also serve salads, antipasti, pasta, wine, and beer. They have a 4-star rating on Yelp based on 403 reviews Address: 122 Nogalitos St, San Antonio, TX 78204 4. Dough Pizzeria Napoletana (San Antonio, TX) This is a popular restaurant that serves Neapolitan-style pizza with wood-fired ovens. They use fresh mozzarella, basil, tomatoes, and other local products. They also have salads, antipasti, pasta, wine, and beer. They have a 4-star rating on Yelp based on 1753 reviews. Address: 6989 Blanco Rd, San Antonio, TX 78216 5. Capos Pizza (San Antonio, TX) This is a family-owned place that offers Buffalo-style pizza with homemade sauce and cheese. They also have subs, hoagies, wings, salads, calzones, strombolis, garlic knots, and desserts. They have a 4.5-star rating on Yelp based on 611 reviews. Address: 8522 Broadway #105, San Antonio, TX 78217 6. Big Lou’s Pizza (San Antonio, TX) This is a famous place that serves some of the largest pies in the country, one coming in at a whopping 42 inches! They also have other pizza sizes, calzones, pasta, salads, wings, sandwiches, burgers, and desserts. They have a 3.5-star rating on Yelp based on 895 reviews, while Google Maps has given them a 4.4 rating. Address: 2048 S WW White Rd, San Antonio, TX 78222 Dave Portnoy's Pick (San Antonio, TX) Based on the pizza man himself Dave Portnoy of Barstool Sports who has reviewed over 2,000 pizza places, Here are the pizza picks in San Antonio recommended by him: Julian’s Pizzeria (8.1 score) Big Lou’s Pizza (7.2 score) Pizzaritas (6.9 score) (This list may change from time to time based on Google Maps and Yelp Reviews)

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